Home Addition Cost Calculator
Estimate what a home addition really costs: pick the addition type, size, and finish level, add the line items your project needs (foundation, roofing, electrical, HVAC, plumbing), and get an itemized breakdown with permits, design fees, contingency, regional pricing, resale ROI, and financing - all computed instantly in your browser.
Your project
Addition types compared
"Shell $/sqft" is the mid-grade installed cost of the structure plus mid-range finishes, in an average-cost state. "Range" is the published low-high band. "Recoup" is the historical share of cost recovered in resale value (Cost-vs-Value-style estimate, not an appraisal).
| Type | Shell $/sqft (mid) | Published range | Recoup | Notes |
|---|---|---|---|---|
| Bedroom | $150 | $100 - $250 | 62% | Most common addition; simplest to frame and finish. |
| Bathroom | $275 | $180 - $400 | 55% | Plumbing drives cost; small footprint, highest $/sqft of the wet rooms. |
| Kitchen | $325 | $200 - $500 | 60% | Cabinets, appliances, plumbing and electrical - the priciest $/sqft. |
| Bump-out | $175 | $85 - $300 | 62% | Small extension of an existing room; ties into the current roof. |
| Sunroom | $200 | $120 - $300 | 45% | Glass-heavy; three-season is cheaper than four-season. |
| Garage | $60 | $40 - $100 | 55% | Unfinished space; cheapest $/sqft of any addition type. |
| Second story | $200 | $100 - $300 | 65% | No new foundation needed; structural reinforcement instead. |
Sources: HomeAdvisor (overall $80-$200/sqft; kitchen/bath $200-$500/sqft), Forbes (second-story $100-$300/sqft). Ranges are planning bands - always get 2-3 local bids.
Permits, design fees & contingency
These three soft costs are the most commonly under-budgeted part of an addition. Our defaults - 3% permits, 8% design, 10% contingency - match typical contractor guidance; all three are adjustable on the estimator tab.
What each covers
Example: a $30,000 construction subtotal at the defaults adds $900 permits + $2,400 design = $33,300, then $3,330 contingency, for $36,630 all-in - soft costs alone are 22% of the subtotal.
State permit cost anchors
Permit fees vary by city and county, but as rough planning anchors: many Midwest/South jurisdictions charge $500-$2,000 for a typical addition permit; coastal metros (California, New York, New Jersey) often run $2,000-$8,000+ with valuation-based surcharges. If your city's fee schedule is flat rather than percentage-based, set the permit slider to match a real quote.
Skipping permits risks stop-work orders, denied insurance claims, and appraisal or resale problems. Budget the permit before finalizing the design, not after.
Worked examples
Every figure below is computed by the same engine that powers the estimator (permits 3%, design 8%, contingency 10% unless noted).
Bedroom addition, 200 sq ft, mid-range
Bedroom, 200 sq ft, mid-range finishes, no extra line items, Pennsylvania (average-cost state), 3% permits, 8% design, 10% contingency.
Second-story addition, 600 sq ft, California
Second story, 600 sq ft, mid-range finishes, no new foundation needed, California (1.25x regional multiplier).
Bump-out, 100 sq ft, Texas
Bump-out, 100 sq ft, mid-range finishes, ties into existing roof, Texas (0.95x regional multiplier).
High-end kitchen addition, 300 sq ft, New York
Kitchen, 300 sq ft, high-end finishes (1.40x), plumbing + electrical + HVAC line items, New York (1.20x regional multiplier).
Sunroom addition, 250 sq ft, basic finishes
Sunroom, 250 sq ft, basic finishes (0.80x), no extra line items, Arizona (0.98x regional multiplier).
Financing comparison
Enter the amount you plan to finance and compare the three most common ways homeowners fund an addition. Rates are editable - 2024-2026 typical starting points shown.
HELOCs are usually variable-rate and interest-only during the draw period; construction loans are interest-only during the build and then convert to a permanent mortgage; home equity loans are fixed rate and payment. Not financial advice - confirm terms with your lender.
What drives home addition cost?
Type is the biggest lever: a kitchen shell costs over 5x a garage shell per square foot ($325 vs $60), because kitchens need cabinets, appliances, plumbing, and dedicated electrical. Size scales roughly linearly, but small projects carry a higher $/sqft because mobilization, permits, and design do not shrink. Finish level multiplies the shell by 0.80 (basic) to 1.40 (high-end) - on a 300 sq ft kitchen that single choice swings the shell by over $50,000.
Line items are where budgets break: plumbing rough-in ($5,000), HVAC extension ($4,500), electrical ($3,500), and foundation ($30/sqft) are routinely forgotten in "per square foot" quotes. Region swings totals by -15% to +30% (Mississippi 0.85x to Hawaii 1.30x). Soft costs (permits, design, contingency) add roughly 22% at the defaults - the most under-budgeted part of most additions.
Frequently asked questions
How much does a home addition cost in 2026?
HomeAdvisor puts typical home additions at $80 to $200 per square foot, with most projects landing between $20,000 and $100,000 depending on size, type, and finishes. As a reference from this calculator, a 200 sq ft mid-range bedroom addition in an average-cost state estimates $36,630.00 all-in (permits, design fee, and 10% contingency included), while a 600 sq ft second-story addition in California estimates $183,150.00. Kitchen and bathroom additions cost far more per square foot because of plumbing, electrical, and fixtures.
What is the average cost per square foot for a home addition?
Mid-grade shell costs in our model run from $60 per sq ft for an attached garage to $325 per sq ft for a kitchen, with bedrooms at $150 and second-story additions at $200 per sq ft. After regional pricing, permits (~3%), design fees (~8%), and contingency (~10%), a bedroom addition totals about $183.15 per sq ft all-in. Published national ranges: bedrooms $100-$250, bathrooms $180-$400, kitchens $200-$500, bump-outs $85-$300, sunrooms $120-$300, garages $40-$100, and second stories $100-$300 per sq ft.
How much does a second-story addition cost?
Second-story additions typically run $100 to $300 per square foot (Forbes), because you avoid a new foundation but pay for structural reinforcement, a new roof line, and stairs. A 600 sq ft mid-range second-story in California estimates $183,150.00 all-in with permits, design, and contingency - about $305.25 per sq ft. You can skip the foundation line item for second-story projects, but keep roofing and HVAC.
How much does a bump-out addition cost?
Bump-outs - small extensions of an existing room that tie into the current roof - run $85 to $300 per square foot. A 100 sq ft mid-range bump-out in Texas estimates $20,299.13 all-in. They are cheaper per project than full additions because there is no new roof and minimal foundation work, but the $/sqft stays high since mobilization and permits do not shrink with size.
What is the cheapest type of home addition?
An attached garage is the cheapest per square foot (mid-grade shell $60/sqft; published range $40-$100), because it is unfinished space. A 480 sq ft garage in Mississippi with foundation, roof tie-in, and electrical estimates $52,619.00. For living space, a small bump-out is usually the cheapest project overall - a 100 sq ft bump-out estimates $20,299.13 in Texas. Kitchens and bathrooms are the most expensive per square foot.
How much does a bedroom addition cost?
A 200 sq ft mid-range bedroom addition in an average-cost state estimates $36,630.00 all-in (permits, design fee, and 10% contingency included), or about $183.15 per sq ft. In Hawaii (1.30x regional multiplier) the same project estimates $47,619.00. Basic finishes multiply the shell by 0.80 and high-end finishes by 1.40, so the finish level alone swings the total by tens of thousands.
Do I need a permit for a home addition, and what does it cost?
Yes - virtually every jurisdiction requires a building permit for an addition, plus plan review and inspections. Our default budgets 3% of construction cost for permits and plan-check (for the bedroom example, that is $900.00), adjustable from 0 to 10%. Permit fees vary widely by city and county; high-cost metros often charge flat fees plus valuation-based surcharges. Skipping permits risks stop-work orders, insurance denial, and resale problems.
What percentage should I budget for architect or design fees?
Design fees for a residential addition typically run 5 to 15% of construction cost; our default is 8% (for the bedroom example, $2,400.00). Simple bump-outs and garage additions may only need a drafter at the low end, while second-story additions and kitchens usually need a licensed architect or structural engineer, especially where structural reinforcement is involved.
How much contingency should I add to a home addition budget?
Contractors commonly recommend 10 to 20% contingency for remodels, and older homes deserve the high end. Our default is 10% (for the bedroom example, $3,330.00); the slider goes to 25%. Common surprises: rotted framing where the addition ties in, undersized electrical panels, and soil or drainage issues under new footings.
Is a home addition worth it? What is the ROI?
Historically, additions recoup roughly 45 to 65% of their cost in resale value, depending on type: second-story ~65%, bedroom and bump-out ~62%, kitchen ~60%, bathroom and garage ~55%, sunroom ~45% (Cost-vs-Value-style estimates, not appraisals). For the bedroom example ($36,630.00 cost), the estimated resale value added is $22,710.60. Additions usually beat moving when you love your location, but they rarely pay for themselves outright - build for the space, not the flip.
How much does a kitchen or bathroom addition cost?
They are the priciest per square foot because of plumbing, electrical, cabinets, and fixtures. A 120 sq ft bathroom addition in Florida with plumbing and electrical line items estimates $51,684.93 all-in. A 300 sq ft high-end kitchen addition in New York with plumbing, electrical, and HVAC estimates $219,047.40 - about $730.16 per sq ft. If you only need more kitchen space, compare against a kitchen remodel first.
How can I finance a home addition?
Common options: HELOC, home equity loan, construction loan, or cash-out refinance. Financing the bedroom example ($36,630.00) at 8% APR over 15 years costs about $350.06 per month. Use the financing tab to compare HELOC (variable, interest-only draw period), construction loan (interest-only during build, then converts), and home equity loan (fixed rate and payment). Confirm terms with your lender - rates shown are editable 2024-2026-typical starting points.
Should I build a home addition or an ADU?
An addition expands your existing home; an ADU is a separate dwelling unit that can generate rental income. Additions historically recoup about 62% of cost in appraised value with no income, while an ADU's value tracks its rental income. If your goal is space for your family, build the addition. If your goal is income, model both with our ADU cost lab, which compares ADU vs. addition side by side.
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Disclaimer: estimates are planning figures built from published national data (HomeAdvisor, Forbes, Cost-vs-Value-style recoup rates), not quotes. Actual prices vary by contractor, market, and site conditions. Always get 2-3 written quotes before building.
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