⚖  DUI Cost Lab

How Much Does a DUI Really Cost?

The court fine is just the tip of the iceberg. Estimate the true total cost of a DUI by state — fines, DUI attorney fees, bail, court costs, SR-22 insurance increases, ignition interlock, DUI school, and lost wages — across first, second, and third offenses. Free, 100% client-side: your inputs never leave your browser.

⚠ Educational estimates only — not legal advice. DUI laws vary by state and county and change frequently. Fines, fees, and insurance impacts depend on the facts of each case. If you are facing a DUI charge, consult a criminal defense attorney in your state.

DUI Total Cost Calculator

Pick your state, offense number, and BAC. The calculator combines the statutory fine range for your state with seven more cost categories — attorney, bail, court costs, insurance, interlock, DUI school, lost wages — into one honest range. Estimates, not quotes: actual costs depend on your county, your case, and your insurer.

Optional. Affects PA tiers & TX Class A.
For the lost-wages estimate.
Court dates, classes, suspension.
Overrides the state default.
Estimated total cost —
Estimate, not a bill. Fines are the statutory range for your state (FindLaw, Oct 2026); the court sets the actual fine. Attorney, bail, court-cost, interlock, and school figures are national estimate ranges — your county and case will differ. Insurance uses your state's published post-DUI premium data.

50-State DUI Fine & Fee Database

Statutory DUI fines by state — first, second, and third-offense ranges — plus license reinstatement fees, ignition-interlock rules, and the average annual insurance increase for all 50 states plus D.C., from California and Texas to Florida and New York. Each figure is traceable to its source. Sort to find the harshest and most lenient states.

State1st-offense fine2nd-offense fine3rd-offense fine License reinstatementInterlockIns. increase / yr
Verify before you rely. Statutes change: fines from FindLaw's penalty tables and reinstatement fees from FindLaw's reinstatement tables (both verified October 2026); insurance figures from a 50-state DUI insurance study (same date). Your county's court costs and surcharges are not included — check your state's DMV and a local attorney for current numbers.

First vs Second vs Third Offense

A DUI does not just cost more the second offense — everything escalates: statutory fines roughly double or triple, interlock periods lengthen, and insurers charge repeat offenders about 44% more than first-timers (Insurance.com company data). Compare first, second, and third offense side by side for your state.

Educational comparison. Fine ranges are statutory (FindLaw, Oct 2026); attorney, bail, interlock, and school escalation multiples are documented estimates. Lookback periods (how far back a prior DUI counts) differ by state — typically 5–10 years.

10-Year Total Cost of a DUI

The fine is paid once. The insurance increase compounds for years — it is usually the single largest cost of a DUI. Drag the slider to see how the total grows over 1–10 years, and how much of it is the long insurance tail.

Estimated 5-year total —

Year-by-year cumulative cost

The long tail dominates. One-time costs (fines, attorney, bail, interlock, school) are front-loaded; the insurance increase repeats every year. Figures use your state's published post-DUI premium data with a ±20% band for driver/insurer variation — an estimate, not a quote from any insurer.

SR-22 & Insurance Increase Estimator

After a DUI, insurers reclassify you as high-risk — and many states require an SR-22 certificate proving you carry coverage. The filing itself costs about $25; the real price is the premium increase, which ranges from +40% to +321% depending on the state. Pick your state and offense to estimate it.

Before DUI

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avg. annual full-coverage premium

After DUI

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estimated annual premium
Extra insurance cost over 3 years —
Not a rate quote. Based on published 50-state average premiums before/after a DUI (MyCarInsurance123, Oct 2026); your age, car, ZIP code, and carrier change the number substantially. Repeat-offense factor ×1.44 from Insurance.com's 8-company first-vs-second DUI study. SR-22 is typically required 3–5 years; some states use FR-44 or other forms instead.

BAC Levels & Offense Tiers

The legal limit is 0.08% BAC in every state — but several states add aggravated tiers at higher readings with steeper fines and penalties. Enter a BAC and your state to see which tier applies and what changes.

Tiers verified where shown. Pennsylvania's 3-tier fines and Texas's 0.15%+ Class A upgrade are sourced and dated; Arizona (extreme DUI) and Colorado (persistent drunk driver) enhancements are flagged for statute verification. Other states' aggravated-BAC rules are not encoded — check your state's current law.

FAQ & Sources

Straight answers to the most-searched DUI cost questions, plus the methodology and sources behind every number on this page.

Methodology & data vintage

  • Statutory fines (1st/2nd/3rd offense): FindLaw "State-by-State DUI Penalties" — verified 2026-10-07. Single figures are the published statutory figure/maximum; ranges are statutory min–max. North Carolina 2nd/3rd offense fines are marked "varies" (no fixed schedule in the source).
  • License reinstatement fees: FindLaw "DUI Suspended License Reinstatement by State" — verified 2026-10-07. Where the source lists stacked fees (e.g. Florida $75 + $130), the total is used.
  • Insurance premiums: MyCarInsurance123 50-state DUI insurance table (annual base vs post-DUI premium) — verified 2026-10-07. D.C. uses the FinanceBuzz national average. Repeat-offense factor ×1.44 = average of 8 insurers' first-vs-second DUI rates (Insurance.com). ±20% band shown for driver/insurer variation.
  • Attorney ($2.5k–$10k), bail ($150–$2.5k), DUI school ($150–$2k): national estimate ranges (TicketBusters, MoneyWise). Repeat-offense multiples are labeled estimates.
  • Court costs ($150–$600): national estimate, varies by county — plus the state's reinstatement fee from the FindLaw table.
  • Ignition interlock: install $75–$150 + ~$70/month (Vannoy Law breakdown); default durations 12/24/36 months are estimates, adjusted per each state's interlock rule.
  • BAC tiers: PA three-tier fines and TX 0.15%+ Class A upgrade verified via attorney guides 2026-10-07; AZ extreme-DUI and CO persistent-drunk-driver tiers flagged for statute verification.
  • Totals use midpoints of each range; the full low–high band is always shown. Nothing here is a quote, a bill, or legal advice.

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