DUI Total Cost Calculator
Pick your state, offense number, and BAC. The calculator combines the statutory fine range for your state with seven more cost categories — attorney, bail, court costs, insurance, interlock, DUI school, lost wages — into one honest range. Estimates, not quotes: actual costs depend on your county, your case, and your insurer.
50-State DUI Fine & Fee Database
Statutory DUI fines by state — first, second, and third-offense ranges — plus license reinstatement fees, ignition-interlock rules, and the average annual insurance increase for all 50 states plus D.C., from California and Texas to Florida and New York. Each figure is traceable to its source. Sort to find the harshest and most lenient states.
| State | 1st-offense fine | 2nd-offense fine | 3rd-offense fine | License reinstatement | Interlock | Ins. increase / yr |
|---|
First vs Second vs Third Offense
A DUI does not just cost more the second offense — everything escalates: statutory fines roughly double or triple, interlock periods lengthen, and insurers charge repeat offenders about 44% more than first-timers (Insurance.com company data). Compare first, second, and third offense side by side for your state.
10-Year Total Cost of a DUI
The fine is paid once. The insurance increase compounds for years — it is usually the single largest cost of a DUI. Drag the slider to see how the total grows over 1–10 years, and how much of it is the long insurance tail.
Year-by-year cumulative cost
SR-22 & Insurance Increase Estimator
After a DUI, insurers reclassify you as high-risk — and many states require an SR-22 certificate proving you carry coverage. The filing itself costs about $25; the real price is the premium increase, which ranges from +40% to +321% depending on the state. Pick your state and offense to estimate it.
Before DUI
After DUI
BAC Levels & Offense Tiers
The legal limit is 0.08% BAC in every state — but several states add aggravated tiers at higher readings with steeper fines and penalties. Enter a BAC and your state to see which tier applies and what changes.
FAQ & Sources
Straight answers to the most-searched DUI cost questions, plus the methodology and sources behind every number on this page.
Methodology & data vintage
- Statutory fines (1st/2nd/3rd offense): FindLaw "State-by-State DUI Penalties" — verified 2026-10-07. Single figures are the published statutory figure/maximum; ranges are statutory min–max. North Carolina 2nd/3rd offense fines are marked "varies" (no fixed schedule in the source).
- License reinstatement fees: FindLaw "DUI Suspended License Reinstatement by State" — verified 2026-10-07. Where the source lists stacked fees (e.g. Florida $75 + $130), the total is used.
- Insurance premiums: MyCarInsurance123 50-state DUI insurance table (annual base vs post-DUI premium) — verified 2026-10-07. D.C. uses the FinanceBuzz national average. Repeat-offense factor ×1.44 = average of 8 insurers' first-vs-second DUI rates (Insurance.com). ±20% band shown for driver/insurer variation.
- Attorney ($2.5k–$10k), bail ($150–$2.5k), DUI school ($150–$2k): national estimate ranges (TicketBusters, MoneyWise). Repeat-offense multiples are labeled estimates.
- Court costs ($150–$600): national estimate, varies by county — plus the state's reinstatement fee from the FindLaw table.
- Ignition interlock: install $75–$150 + ~$70/month (Vannoy Law breakdown); default durations 12/24/36 months are estimates, adjusted per each state's interlock rule.
- BAC tiers: PA three-tier fines and TX 0.15%+ Class A upgrade verified via attorney guides 2026-10-07; AZ extreme-DUI and CO persistent-drunk-driver tiers flagged for statute verification.
- Totals use midpoints of each range; the full low–high band is always shown. Nothing here is a quote, a bill, or legal advice.