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Family & Legal Cost Planner

Divorce Cost Calculator

Ending a marriage is hard enough without financial surprises. Compare the three realistic paths — uncontested, mediation, and contested litigation — with per-state filing fees, a complexity adjuster, honest timelines, and the hidden costs most people discover too late.

🔒 100% private — nothing leaves your browser ⚖️ 50-state filing-fee database 📊 3 paths compared side-by-side

Estimate your divorce cost

Answer a few questions. Everything recalculates live — no signup, no data stored.

1 Where will you file?
Filing-fee figures: The Cusp (thecusp.app/divorce-costs/) — traced to statutes & clerk schedules, last checked 20 Aug 2026. Fees vary by county; confirm with your clerk.
2 How complicated is your situation?
Adjust the cost assumptions
Typical US range $250–$500/hr; big-city firms run higher.
Upfront deposit for a contested case; billed against.
Review + filing help for an agreed divorce.
Optional: form-preparation services.
Most mediated divorces settle in 2–5 sessions.
Often split between spouses.
Have a lawyer review before you sign.
Before complexity & disagreement multipliers.
Reminder: these are educational estimates, not quotes and not legal advice. Real costs depend on your county, your attorneys, and — most of all — how the process unfolds. Talk to a family-law attorney before making decisions.

Your 3-path comparison

Same situation, three ways it could go. The cheapest path on paper only works if both spouses can cooperate.

Path 1 · Simplest

Uncontested

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    Path 2 · Middle ground

    Mediation

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      Path 3 · Most expensive

      Contested / Litigated

      $–

        Visual comparison

        Uncontested
        Mediation
        Contested

        When you'd pay it — cost timeline

        Divorce costs don't arrive all at once. A typical payment rhythm per path:

        🕊️ Uncontested

          🤝 Mediation

            ⚖️ Contested

              Mediation vs litigation: break-even

              Hidden-cost checklist

              Tick what applies. These sit on top of the path totals above — and they're where most budget surprises come from.

              How much does a divorce cost?

              There is no single "average divorce cost" that describes a real case well: costs cluster at two extremes. A cooperative, uncontested divorce often lands between $500 and $3,000 (mostly the filing fee plus a few attorney hours), while a fully contested divorce with lawyers on both sides commonly reaches $15,000–$30,000+. Mediation sits in between at roughly $3,000–$8,000. Almost nobody pays the middle — which is why a personalized estimate beats any national average.

              Uncontested vs contested divorce cost

              The initial court filing fee is the same whether your divorce is contested or uncontested — what changes is everything after it. An uncontested divorce means you and your spouse agree on property, support, and (if applicable) custody before anything is filed; a lawyer may only review the paperwork (about 2 hours of work). A contested divorce means at least one issue is disputed, which triggers discovery, motions, hearings, and attorney hours that multiply with every disagreement. Use the calculator above to see both side by side for your state.

              How much does a divorce lawyer cost?

              Most divorce attorneys bill hourly — typically $250–$500 per hour nationally, higher in major metros — and require an upfront retainer (commonly $3,000–$10,000 for a contested case) that they bill against. For uncontested cases many attorneys offer flat fees, often $500–$2,000. You can adjust both the hourly rate and the retainer in the calculator's assumptions panel.

              Divorce mediation cost

              Divorce mediators usually charge $150–$400 per hour (often split between spouses), and most couples settle in 2–5 sessions of about 2 hours. Add the court filing fee and 1–2 hours of attorney time to review the final agreement. Mediation is almost always cheaper than litigation — the break-even panel above shows exactly when that stops being true for your numbers.

              Divorce cost with kids

              Children don't change the filing fee much (a few states add $20–$80), but custody questions are the single biggest cost multiplier: custody evaluations, guardians ad litem, parenting classes, and extra hearings can add $1,000–$5,000+. Tick "minor children" in the calculator to see the effect on contested hours, and check the hidden-cost list for the extras courts commonly order.

              How long does a divorce take?

              Typical timelines: uncontested 6–16 weeks, mediation 8–26 weeks, contested 6–18 months. Many states also impose a mandatory waiting period (for example, roughly 6 months in California and 60 days in Texas) that sets a floor no path can beat. Court backlogs in your county can add months on top.

              Divorce filing fees by state (2026)

              Filing fees are the entry ticket — usually the smallest number in a divorce. Figures below are traced to statutes and clerks' published schedules (source: The Cusp, last checked 20 Aug 2026). Several states set fees county-by-county, so a range is shown; the calculator uses the midpoint for planning. Court fees change without notice — confirm with your county clerk before you pay.

              StateFiling feeHow it's setNotes

              Can't afford the fee? Nearly every state lets you file in forma pauperis (fee waiver / indigency affidavit) — ask the clerk for the form. See the FAQ.

              Worked examples

              Example 1 — Uncontested, Texas. Filing fee $375.50 (planning midpoint) + 2 attorney hours × $350 = $1,075.50. Timeline 6–16 weeks plus Texas's ~60-day waiting period. This is the cheapest realistic path when both spouses agree.
              Example 2 — Contested, California, kids + home, some disagreement. Filing fee $442.50 + $5,000 retainer + 57 attorney hours × $350 = $25,392.50. At ~52 weeks that's roughly $1,667/month in legal burn — before any hidden costs like a custody evaluation.

              How this calculator estimates

              Methodology (transparent, verifiable). Uncontested = state filing fee + attorney hours × hourly rate (+ optional document-prep fee).
              Mediation = filing fee + sessions × hours/session × mediator rate + attorney review hours × hourly rate.
              Contested = filing fee + retainer + hourly rate × billed hours, where billed hours = (20 base + 12 kids + 6 home + 10 business + 4 retirement) × disagreement multiplier (1.0 / 1.5 / 2.0).
              Break-even = (mediation legal cost − retainer) ÷ hourly rate: the billed hours at which litigation overtakes mediation.
              Monthly burn = legal fees ÷ (median path weeks ÷ 4.345).
              Defaults reflect commonly reported US figures; every assumption is adjustable. Filing-fee source and vintage are cited above. This is an educational model, not a quote — real cases vary enormously with attorney, county, and the other party's conduct.

              Divorce cost questions, answered

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