PayPal Fee Calculator
Calculate deductions, merchant take rates, and reverse invoice amounts so you never lose profit on client invoices.
Frequently Asked Questions
What is the standard PayPal merchant fee rate?
For domestic US commercial transactions, standard PayPal fees are typically 2.99% + $0.49 fixed fee (or 3.49% + $0.49 for PayPal Checkout). International payments incur an additional 1.50% cross-border fee plus currency exchange margins.
How do I calculate how much to invoice so I receive a specific net amount?
To receive your desired net amount (N) after fees of percentage (P%) and fixed fee (F): Gross Invoice Amount = (N + F) / (1 - (P / 100)). For instance, to receive exactly $100 with a 2.99% + $0.49 fee: ($100 + $0.49) / 0.9701 = $103.59.
Are PayPal Friends & Family payments subject to merchant fees?
Domestic PayPal Friends & Family payments funded via bank account or PayPal balance are completely free. However, credit card funded personal transfers incur a 2.9% fee, and commercial purchases should never use Friends & Family due to absence of buyer/seller protection.